Eggar Forrester Creative

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Protect Your Photography Business with Comprehensive Insurance

From public liability insurance to photographic equipment insurance or professional indemnity insurance, we have insurance solutions to fit the needs of professional photographers.

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Ansel Adams said, 'You don't take a photograph, you make it,' and don't you just know it.

From fashion photographers cheering up models on cold studio floors to editorial shoots in the dying light of a long day on location, the vagaries of professional photography are the stuff of legend. In a world where stories are told using images rather than words, the need for clear and flexible photography insurance increases all the while.

Too many photographers are simply unaware of the risks they are exposed to. From public liability insurance, photographic equipment insurance, or professional indemnity insurance, we have insurance solutions to fit your needs.

Professional Indemnity Insurance

'PI' has you covered in the event of negligence; should you miss key shots, over or under expose, or simply miss the mark from a creative standpoint. If the client is unhappy and looking to recover their expenses and more, Professional Indemnity insurance will protect you.

Photographer Public Liability Insurance

Most of your clients will expect you to have Public Liability cover, which is necessary in case of accidental damage to other people's property or accidental bodily injury.

Photography Equipment Insurance

From your reflector to your Leica lens, we can cover it all, at home, in the studio, or out on location.

Frequently Asked Questions

What is public liability insurance?

If you or your business is ever responsible for damaging property or causing an injury, public liability insurance will protect you for legal costs and compensation payments. It's not always a legal requirement, but it is highly recommended and often expected — and to receive permission to carry out commercial photography, you will need to provide proof that you have it.

What is equipment insurance?

Over the course of your career, chances are you will suffer damage to your equipment at some point. Photography equipment can be extremely expensive to replace, which is why insuring it is so important to professionals.

What are the insurance requirements for photographers?

To some extent, insurance requirements are set by your professional body, if you're a member of one. For example, the Master Photographers Association and the British Institute of Professional Photography both ask their members to have up to date professional indemnity, as well as public liability.

How do I get started?

You can begin the conversation by calling 0207 382 7710, or use our contact form and we'll call you back. If you'd prefer to email us, our address is creative@eggarforrester.com.

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