Eggar Forrester Insurance

Specialist Construction Insurance

Eggar Forrester Insurance provides specialist construction insurance solutions for property developers, contractors, investors and construction professionals across the UK, from site acquisition through to completion and handover.

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Eggar Forrester Insurance provides specialist construction insurance solutions for property developers, contractors, investors and construction professionals across the UK. With deep experience in real estate-led development projects, we structure insurance programmes that protect capital, satisfy funder requirements and manage risk from site acquisition through to completion and handover.

We act as an independent, FCA-regulated insurance broker, working with leading UK and international insurers to deliver clear advice, robust cover and dependable claims support throughout the development lifecycle.

Who We Support

We advise developers and construction businesses operating across a wide range of project types, including:

  • Property developers and investors
  • Main contractors and key subcontractors
  • Design & build contractors
  • Refurbishment and change-of-use specialists
  • Groundworks and civil engineering contractors
  • Residential, commercial and mixed-use developments

Whether you are delivering a single scheme or managing a portfolio of developments, we align insurance arrangements with your contractual obligations, funding agreements and risk appetite.

Construction Insurance by Project Type

  • New build developments – residential, commercial and mixed-use schemes
  • Refurbishments and renovations – including structural alterations and change of use
  • High-value and complex projects – high-rise developments, basements and constrained urban sites
  • Works in occupied premises – residential blocks, commercial buildings and public-facing properties
  • Phased or multi-site developments – portfolio-wide and programme-based insurance solutions

Why Eggar Forrester Insurance?

  • Tailored programmes, not "off-the-shelf" cover — built around the realities of your site, contract structure, and risk profile.
  • Access to a wide insurer panel helping secure terms that fit your works, values, and programme requirements.
  • Clear, practical advice and claims support so you can move projects forward with confidence.
  • Long-established expertise — years of experience and a reputation built on trust and expertise.

Policies available

  • Contractors' All Risks / Contract Works: Including materials on/off site where required.

  • Public & Employers' Liability: Limits aligned to contract obligations.

  • JCT / Contract Works Responsibilities: Covering stakeholder requirements under standard construction contracts.

  • Professional Indemnity: Where design responsibility sits with you or your supply chain.

  • Plant & Tools: Owned and hired-in plant.

  • Non-negligence / Surrounding Property Exposures: Site-dependent cover for damage to neighbouring property.

  • Latent Defects / Structural Warranty Interfaces: Project-dependent, aligned to funder and warranty requirements.

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