Eggar Forrester Insurance

Residential Property Owners Insurance

Owning property in London comes with its fair share of responsibilities and risks. Whether you're on the board of directors of an RTM company, a landlord with a portfolio of rental properties or a private owner of residential or commercial spaces, it's essential to protect your investment.

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Do I need Property Owners Insurance?

At Eggar Forrester Insurance, we specialise in brokering comprehensive insurance solutions for residential property owners and managers of blocks of flats. Whether you own a single residential property or oversee multiple blocks, our tailored services ensure that your insurance needs are met with the utmost care and attention to detail. Serving clients across London and the UK, we are committed to securing highly competitive rates from leading insurers, coupled with a first-rate personal service.

Whether it's a single property or an extensive portfolio, we're here to ensure you're fully covered. With Eggar Forrester Insurance, you'll benefit from expert advice and access to some of the most comprehensive property coverages in the market.

For those managing blocks of flats, our specialist insurance broking services offer policies tailored to the unique challenges of this sector. Managing a block of flats involves navigating various risks, from structural concerns to the upkeep of communal areas. We work with insurers to secure policies that cover everything from the building's fabric to the legal responsibilities of freeholders or management companies. With our help, you can confidently manage your property, knowing that you have the right cover in place.

Policies available

  • Building Insurance: Comprehensive cover for structural damage caused by risks such as fire, flooding, storms, or accidental damage, ensuring your property is protected against unforeseen events.

  • Contents Insurance: Cover for the contents you own within the property, such as communal furnishings and equipment, against loss or damage.

  • Terrorism Insurance: Specialist cover that protects property owners against damage or financial loss caused by acts of terrorism, offering peace of mind in uncertain times.

  • Property Owners Liability Insurance: Covers legal liabilities if third parties suffer injury or property damage on your premises, safeguarding your financial interests in the event of a claim.

  • Landlord Contents Insurance: Protects furniture, fixtures, and fittings within rental properties against risks such as fire, theft, or accidental damage, ensuring you're not left out of pocket.

  • Director and Officers Liability Insurance: Provides personal liability cover for company directors and officers, protecting them against legal claims related to their decisions and actions in managing the business.

  • Engineering Insurance: Covers the risks associated with machinery and equipment, from breakdowns to accidental damage, ensuring business continuity and operational efficiency.

  • Employers Liability Insurance: Mandatory cover that protects businesses against claims from employees who suffer injury or illness due to work-related incidents.

  • Loss of Rent and Alternative Accommodation Cover: Ensures you're compensated for lost rental income or the cost of temporary accommodation if your property becomes uninhabitable due to an insured event.

Frequently Asked Questions

What is Property Owners Liability Insurance?

Property Owners Liability Insurance provides cover in the event that the insured is found to be liable for third party property damage or bodily injury on their premises.

What is Blocks of Flats Insurance?

Blocks of flats insurance, also known as property owners or block buildings insurance, is essential for property owners. It covers the risks associated with owning a block of flats.

Can I cover more than one property in the same policy?

Our insurance brokers can arrange policies that incorporate any number of properties. We insure everything from single flats to large blocks and extensive property portfolios and will ensure that cover is tailored to meet your needs.

What does Residential Property Owners Insurance cover?

A comprehensive insurance policy for property owners will provide cover for property damage, loss of rent and property owners liability as well as a host of other ancillary covers.

What does Blocks of Flats Insurance cover?

Blocks of flats insurance can sometimes vary in scope, but our comprehensive policies cover all essential aspects of owning a block of flats, including damage to the building and any residential spaces inside. Policies also extend to damage to communal contents and loss of rent, as well as covering liability for property owners.

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