Eggar Forrester Insurance

Residential Property

Common questions Residential Property Managers ask about insurance

By Alexander Bennett · Published 8 April 2025

For many residential property managers, arranging property insurance for your residential property blocks can be overwhelming — diverse risks, complex policies full of legal jargon, and endless questions from clients. Here are some of the most common questions Eggar Forrester Insurance hears from managing agents:

What is underinsurance?

When a property is insured for less than its actual rebuild cost, meaning the residential property company would be liable for any shortfall to restore the building. Eggar Forrester can direct you to an RICS-approved surveyor to ensure the declared value is adequate.

Can you cover high-risk or non-standard properties?

Yes — we work with insurers who specialise in high-risk and non-standard properties.

How are claims handled?

Instead of navigating multiple departments, you'll have a dedicated claims handler from the in-house claims team, managing the process start to finish with clear communication from a single point of contact.

Can multiple buildings be covered under one policy?

Yes — bespoke policies covering multiple buildings under a single, streamlined agreement.

How Eggar Forrester works with managing agents

  1. Comprehensive Consultation — understanding the unique needs of your portfolio
  2. Tailored Coverage — a network of trusted insurers for competitive, customised coverage
  3. Seamless Claims Handling — the dedicated in-house claims team manages everything